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SPT Tahunan for Indonesian SMEs in 2025: Complete Filing Guide with Coretax System

  • JCSS-Indonesia
  • SPT Tahunan for Indonesian SMEs in 2025: Complete Filing Guide with Coretax System
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Indonesian SMEs must file SPT Tahunan every year. The 2025 season introduces Coretax, a new platform that replaces DJP Online for future filings, as mandated by PER-8/PJ/2025 and PER-11/PJ/2025. This comprehensive guide shows what SPT is, who must file, exact deadlines, and step-by-step instructions for both systems. Follow these expert-verified steps to avoid penalties and file on time.

What Is SPT Tahunan?

SPT adalah Surat Pemberitahuan (Tax Return), the annual tax return that every individual and business with taxable income must submit to the Directorate General of Taxes (DGT), as specified in Law No. 36 of 2008 on Income Tax. It serves as your annual tax report where you list income, expenses, taxes already paid, and any balance due.

Filing Requirements by Entity Type:

  • Individuals: File if yearly income exceeds the non-taxable threshold (PTKP 2025: IDR 54–117 million)
  • Businesses: File regardless of profit level, as per Article 4 of Income Tax Law
  • Purpose: Close your tax position, stay compliant, and keep permits, loans, and supplier contracts valid

DJP Official Statement: “The implementation of Coretax represents a fundamental modernization of Indonesia’s tax administration system, designed to improve service quality and compliance efficiency.” – Director General of Taxes, January 2025

Major 2025 Platform Changes: DJP Online vs Coretax

Based on KEP-79/PJ/2025 and official DJP announcements:

KEP-79/PJ/2025

Action Required: Complete 2024 filing in DJP Online by April 11, 2025, then establish Coretax account before next season, as per DGT Circular SE-07/PJ/2025.

Who Must File in 2025

According to Article 3 of Law No. 36/2008:

Individuals (Orang Pribadi):

  • Employees with side income above IDR 60 million annually
  • Freelancers and professionals
  • Business owners (sole proprietors)

Entities (Badan):

  • PT (Limited Liability Company)
  • CV (Commanditaire Vennootschap)
  • Foundations and cooperatives
  • All entities regardless of profit/loss status

Non-residents:

Different rules apply per PMK-215/PMK.03/2023

Expert Insight: “Many SMEs mistakenly believe they don’t need to file if they’re unprofitable. This is incorrect – filing obligations exist regardless of financial results.”

Critical Deadlines

Per KEP-79/PJ/2025 and Article 3 PMK-243/PMK.03/2014:

KEP-79/PJ/2025 and Article 3 PMK-243/PMK.03/2014

*Extension to 11 April 2025 for 2024 data only per DGT Announcement April 1, 2025; payment still due 31 March.

Required Documents Checklist

Identity Documents:

  • NPWP (Tax ID Number) or NIK linked to NPWP
  • EFIN (2024 filings) or Coretax credentials (2025 filings)
  • Updated contact information in DGT database

Financial Statements:

  • Balance sheet (per PMK-15/PMK.03/2010)
  • Profit & loss statement
  • Simplified format allowed for micro/small enterprises per PP-23/2018

Withholding Slips (Bukti Potong):

  • PPH 21 – salary withholding (Form 1721-A1/A2)
  • PPH 23 – service withholding
  • PPH 22 – goods withholding
  • PPH 26 – foreign payment withholding
  • Bank interest slips and investment income

Expense & Asset Records:

  • Purchase invoices and receipts supporting deductible expenses
  • Fixed assets register with depreciation schedules
  • Loan interest statements
  • Supporting documents per PMK-252/PMK.03/2008

Tax Payment Proofs:

  • SSP (Tax Payment Slip) or bank transfer confirmations
  • Monthly installment records (PPH 25)
  • All payment evidence per PER-1/PJ/2017

Client Testimonial: “The documents audit provided by JCSS Indonesia was incredibly helpful. We avoided the usual last-minute scramble and filed stress-free.”

Step-by-Step Filing Instructions

2024 Return Filing via DJP Online (Deadline: April 11, 2025)

Step 1: System Access

  1. Navigate to pajak.go.id
  2. Login using: NPWP/NIK + password + EFIN
  3. Verify profile information matches official records

Step 2: Form Selection

  • Individual employee: Form 1770 SS or 1770 S
  • Business owner: Form 1770
  • Company/Entity: Form 1771

Step 3: Data Entry Process

  1. Identity Section: Enter exact information matching NPWP registration
  2. Income Section: Input from financial statements and withholding slips
  3. Expense Section: Enter legitimate business costs per PMK-252/PMK.03/2008¹²
  4. Tax Credits: Match exactly to bukti potong amounts

Step 4: Document Upload

  • Upload PDFs only, maximum 2 MB each
  • Ensure 200-300 DPI scan quality
  • File naming convention: “PPH23-ClientABC-2024.pdf”

Step 5: Validation & Submission

  1. Run system validation check
  2. Resolve any error flags
  3. Review summary screen
  4. Submit and save BPE (Electronic Receipt)

2025 Preparation: Coretax System Setup

Account Creation Process:

  1. Access pajak.go.id
  2. Complete registration using NPWP
  3. Verify identity through email/SMS (no EFIN required)
  4. Practice using DGT training modules

Key Differences from DJP Online:

  • Enhanced user interface with guided workflows
  • Integrated payment gateway
  • Real-time validation and error checking
  • Mobile-responsive design for tablet/phone access

System Administrator Note: “Coretax represents a significant improvement in user experience while maintaining the same underlying tax calculation rules.” – DGT IT Systems Division

Common Filing Mistakes & Prevention

SPT Common Filing Mistakes & Prevention

Expert Tip: “The most common mistake we see is SMEs using Form 1770 S when they should use 1770. This happens when business income isn’t properly categorized.”

Penalties & Correction Procedures

Penalty Structure per PMK-08/PMK.04/2017:

  • Late filing: IDR 100,000 (individual) to IDR 1,000,000 (entity)
  • Late payment: 2% monthly interest on unpaid tax
  • Incomplete filing: Additional assessment potential

Correction Process:

  1. File Pembetulan SPT (Amendment) in same platform
  2. Select amendment option and update incorrect data
  3. Pay additional tax plus interest calculated from original due date
  4. Retain new BPE with clear “Pembetulan ke-1” notation

Record Keeping & Future Preparation

Storage Requirements per PMK-252/PMK.03/2008:

  • Maintain all documents for minimum 10 years
  • Digital storage acceptable with proper backup
  • Organize by tax year with clear indexing

Monthly Best Practices:

  • Close accounting books by month 10
  • Reconcile tax accounts quarterly
  • Document unusual transactions immediately
  • Maintain asset depreciation schedules

2026 Preparation Strategy:

  • Monitor regulatory updates via  pajak.go.id
  • Attending DGT seminars on system changes
  • Test Coretax functionality during 2025
  • Update internal procedures for new platform

Frequently Asked Questions (FAQ)

Q: What is SPT Tahunan exactly?

A: SPT Tahunan is the mandatory annual income tax return that must be submitted to DGT, containing comprehensive information about your yearly income, expenses, and tax obligations as defined in Law No. 36 of 2008.

Q: When is the absolute deadline for SPT Tahunan 2025?

A: March 31, 2025 for individuals and April 30, 2025 for entities filing calendar year returns, as specified in KEP-79/PJ/2025⁵. The April 11 extension applies only to 2024 data.

Q: Do startups need transfer pricing documentation?

A: Yes, if related-party transactions exceed IDR 5 billion annually, as per PMK-213/PMK.03/2016¹⁵.

Q: What are penetration testing costs in Jakarta?

A: IDR 45–90 million per application, depending on scope and complexity.

Q: Is zero trust suitable for SMEs?

A: Recommended for companies with 30+ employees and high-sensitivity data requirements.

Professional Assistance & Resources

Our Free Resources:

[2025 Tax Calendar] – All critical deadlines and requirements

Expert Consultation Available:

Have questions about Coretax setup, complex tax filings, or compliance strategies? Schedule a complimentary 15-minute consultation with our licensed tax experts.

Contact: [Email: [email protected]] | Schedule Online: [Booking Link]

Our Credentials:

  • Certified Public Accountants (Indonesian Institute)
  • DGT-Licensed Tax Consultants
  • 15+ years SME tax compliance experience
  • 500+ successful filings in 2024 season
  • Member: Indonesian Tax Consultants Association

This guide is updated regularly to reflect current regulations. For the latest information, visit pajak.go.id or consult with certified tax professionals.

Disclaimer: This guide provides general information only. Specific situations may require professional consultation. Tax regulations are subject to change.

References & Sources

  1. PER-8/PJ/2025 and PER-11/PJ/2025: Coretax Implementation Regulations
  2. KEP-79/PJ/2025: SPT Filing Deadlines
  3. Official Filing Extension Announcement
  1. Law No. 36 of 2008 on Income Tax
  2. PMK-243/PMK.03/2014: Entity Filing Deadlines
  1. PMK-252/PMK.03/2008: Tax Documentation Standards
  2. PMK-213/PMK.03/2016: Transfer Pricing Documentation
  1. PP-23/2018: MSME Tax Incentives

1 Comment

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